|  More people are looking forward to tax time this year. More than 25 tax cuts for 2009 federal returns have been passed to help those struggling in the downturned economy. Many states are also offering tax breaks this year.
Continue reading Changes to watch for on your 2009 tax return
I made my first retirement plan after my freshman year at college. Back at home, with one year of college under my belt, my good friend John and I were discussing our plans for the…
Continue reading Living On the Interest from One Million Dollars If you are facing 2010 as a newly single person, you will likely need to make some major budget revisions. Although you may no longer have to consider another person in your financial decisions, you now need to save for emergencies and retirement on just one salary. If you have children, their care is at least partially your responsibility and that must be factored in, as well as saving for their college expenses.
Continue reading Starting over: insurance needs and budgeting as a newly single person In the current economic climate, budgets are tight and families are trying to make every penny count. A recent survey by the Midwest Dairy Council revealed that “more than half of consumers say price, not nutrition, is the most important factor when grocery shopping in this economic climate.”
Continue reading High quality food doesn’t necessarily come with a high price tag Even though the American economy is showing some initial signs of improvement, unemployment is still high and many families are struggling. When your household cash flow slows and dwindles, it can feel overwhelming simply to keep up with necessary bills and payments. However, it’s essential for your family’s financial health – now and in the future – that you keep making all your payments. The best way to keep your finances in good shape and identify any shortcomings in advance is to develop a new, clearly laid out family budget.
Continue reading Six ideas for getting your family budget in shape You can just smell it. You install new carpeting in your home, and the air in your living room takes on a brash, chemical scent. That can’t be good. The health and safety of the family is a top priority for all, yet it’s surprising how common it is to neglect easy ways to protect them. If you are planning to remodel, redecorate or even build a new home, what should you consider?
Continue reading Greening your home to improve health and save money Pets are members of our families. They are our best friends and love us devotedly. Pet care can be a major line item in the family budget, as food, medicine, grooming tools and toys aren’t cheap. But there are ways to save money on pet supplies while keeping your pet healthy, happy and looking good.
Continue reading Save money while loving and caring for your pet Spring is just around the corner. If you’re like many American families, you’re looking for new ways to have fun on a budget. Fortunately, there are more options than ever for the budget-conscious. From creating a movie theater at home to taking a day trip to a local attraction, there are affordable ways to find something fun for everyone.
Continue reading Family fun on a budget – without leaving town To make a lasting change to your everyday spending habits, it helps to keep things simple – and rewarding. With a plan and a little willpower, there are lots of smart ways to get your finances in order without cramping your style.
Continue reading Get your money back – Fix that broken New Year’s resolution Last Thursday I got a call from a friendly guy who said he was a senior at my college alma mater. Sensing where the conversation was about to go, I simply said “Just so you know, I’m…
Continue reading Soaring College Costs: Adding Insult to Injury |
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